农户购买农产品价格指数保险意愿的影响因素分析
毕业论文关键词：镇江市；农户；价格指数保险；影响因素；购买意愿
Influencing factors of farmers' willingness to purchase price index of agricultural products A case study of Zhenjiang, Jiangsu
Abstract：As an innovation of agricultural insurance, agricultural product price index insurance through the price index of agricultural products can be quickly to the agricultural product market price fluctuations in response to subsidies in accordance with the contract to meet the conditions of the farmers, thus greatly reducing the farmers' losses, therefore has attracted the attention of the community. In this paper, through the investigation of 102 rural households in Zhenjiang City, Jiangsu Province, in the research method using Logistic two element regression model, the empirical analysis on the factors influencing the willingness to purchase agricultural products price index and its impact on Farmers' demand for insurance. It is found that the factors such as the age of farmers, the proportion of agricultural income and the extent of government subsidies have a significant impact on Farmers' purchase of agricultural price index insurance. Finally, the author combines the actual situation of rural areas in Jiangsu, Zhenjiang Province, from the increase of financial subsidies, expansion of land scale management and promotion of agricultural product price index insurance, and other aspects of policy recommendations.
Key words：Zhenjiang city; farmers; price index insurance; influencing factors; purchase intention
目录
摘要.1
关键词.1
Abstract.1
Keywords.1
一、引言.1
二、文献综述.2
三、我国农产品价格指数保险的运行现状.4
（一）农产品价格指数的编制.4
（二）农产品价格指数保险的试点状况.4
（三）我国农产品价格指数保险的试点总结.4
四、农产品价格指数保险影响因素实证分析5
（一）数据来源.5
（二）数据的描述性统计分析.5
1．因变量5
2．自变量5
3．描述性分析6
（三）Logit模型的设定7
（四）回归分析.8
五、结论与政策建议.9
致谢10
参考文献11
附录12
农户购买农产品价格指数保险意愿的影响因素分析--以江苏省镇江市为例
一、引言
自2006年以来，我国政府对农业保险业的财政补助力度不断增大，我国农业保险发展十分迅速。各种农业保险大大提升了我国农民对生产风险的抵抗能力，很大程度上保障了农产品的供给。然而，当下农业保险的理赔还仅仅局限于产量的赔付，大多数是为了预防产量下滑所带来的风险，而如果遇到农产品市场价格下跌带来的价格风险，就有可能严重影响农户收入。因此，农业保险的保障必须将价格风险考虑在内，进一步拓展农业保险的服务领域已经成为农业保险业迫在眉睫的问题。
为了解决农产品市场的价格风险问题，农产品价格指数保险应运而生。农产品价格指数保险是根据不同的农产品设计相应的价格指数，将农产品市场的价格指数化，并以农产品的价格指数为基础设计农业保险合同。当市场价格出现了大幅下跌，农产品价格指数低于合同规定的数额时，购买合同的农户就可以获得合同约定的赔偿。农产品价格指数保险很好地预防了价格风险，价格风险属于经济风险，即由于价格波动或投入资料价格的变化导致不确定性损失的客观事实。
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