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摘要：本文结合文献的归纳与整理，对商业银行的股权结构对经营绩效的影响进行了理论分析，认为二者之间存在显著的相关性且不同类别的银行显著性也存在差异。再者，基于2016年8家我国已经上市的股份制商业银行的财务数据，通过构建多元回归模型研究了银行股权结构中各个因素对其经营绩效的影响。研究结果表明，第一大股东的性质对绩效的影响并不显著，而民营股占比和国有股占比以及前两大股东持股比例之比均表现出显著的正相关性，另外第一大股东的持股比例则表现出显著的负相关性。基于以上结论，本文认为，商业银行应该优化股权结构，逐步引进优秀外资；保障部分地方银行的健康发展；文持股权结构的相对集中，进一步提高经营效益。25692
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毕业论文关键词：商业银行；股权结构；经营绩效
Analysis of commercial bank structure impact on business performance
Abstract: This paper combined with the literature summarized, the effect of the equity structure of commercial banks on the operating performance of the theoretical analysis, will think there is also significant difference and correlation between different categories of banks were among the two. Then, based on the financial data of 8 listed commercial banks in China in 2016, this paper studies the influence of various factors on the performance of the bank ownership structure by constructing a multiple regression model. The results show that the impact properties of the first major shareholder of the performance is not significant, while the private shares proportion and the proportion of state-owned shares and the proportion of top two shareholders ratio showed a significant positive correlation between the proportion of the first largest shareholder, it showed a significant negative correlation. Based on the above conclusions, this paper argues that we should optimize the ownership structure, the introduction of foreign capital, the healthy development of local banks and the relative concentration of ownership structure, so as to further improve the operating efficiency.
Key words: commercial banks；shares structure；business performance
目 录
摘要 1
关键词 1
Abstract 1
Key words 1
一、引言 2
二、 文献综述 2
（一）银行股权属性与经营绩效关系的研究 2
1.正相关 2
2.负相关 2
3.不相关 2
（二）银行股权集中度与经营绩效关系的研究 2
1.正相关 2
2.负相关 2
3.不相关 3
（三）银行股权制衡度与经营绩效关系的研究 3
1.正相关 3
2.不相关 3
3.倒“U”型相关 3
（四）文献评述 3
三、 概念界定和理论分析 3
（一）概念界定 3
1.商业银行股权属性概况 4
2.商业银行股权集中程度概况 4
3.商业银行股权制衡度概况 4
4.商业银行经营绩效概况 4
（二）理论分析 5
1.银行股权属性与经营绩效关系 5
2.银行股权集中度与经营绩效关系 5
3.银行股权结构对经营绩效影响的差异化分析 5
四、 实证分析 6
（一）数据来源与统计分析 6
1.模型构建与变量说明 6
2.变量说明 6
3.变量统计分析 6