摘要近些年,随着全球经济的飞速发展,为了适应自身企业的经济情况与内部结构,多种多样的经营方式层出不穷,这些方式不仅可以适应企业的经济进步,而且在一定程度上联系了社会上多方面的经济力量,达到信息、文化、科技上的交流,最终更加促进经济进一步的繁荣。其中,融资租赁就是一种比较被各国欢迎的经营方式。这种方式不仅在一定程度上减轻了资金实力不雄厚的中小企业的压力,在支付租金的情况下完成经济运营,还可以满足资金相对雄厚的投资者不需要自己经营也可以坐收收益。所以,这种方式越来越被大家所接受。但融资租赁,作为一种经营方式,虽然可以促进企业经济发展,却具有经营方面必然存在的风险。所以,在全球经济危机的影响下,对于风险,尤其是金融风险方面的审视、管理更加被重视。目前在我国,对融资租赁的风险管理的研究才刚刚起步,所以对于研究融资租赁的意义就显得更为重要。本文的主要目的在于对融资租赁的运作模式和风险控制方面做出一定的分析,从而对发现的一些问题做出相应的反应和解决策略,进一步对企业发展起到促进作用。由于融资租赁风险分析与控制的重要性,本文重点从融资租赁的运作模式和其存在的风险进行分析,找出原因,并适当提出相应的解决方案。文章主要分四个大部分:第一大部分论述融资租赁研究背景、具体含义和理论;第二大部分主要论述融资租赁的运作模式和风险成因分析;第三大部分是通过对风险现状、问题的分析,提出对风险控制起到一定作用的可行方案。第四大部分是列举有关案例,通过对案例的分析,对其存在的问题做出解释。21454
关键词 融资租赁 运作模式 风险分析 毕业论文外文摘要
Title Financing lease operation model and risk analysis
Abstract
In recent years, with the rapid development of global economy, in order to adapt to the economic situation and its own internal structure, a variety of management methods emerge in endlessly, these methods can not only adapt to the economic progress of the enterprise, and to a certain extent, contact the society on various economic power, to achieve information communication, culture, science and technology, ultimately promote the prosperity of the economy further.Among them, the financing lease is a kind of the management method of comparison are welcome from all over the world.This way not only to a certain extent, ease the financial strength is not strong pressure of small and medium-sized enterprises (smes), under the condition of the payments to complete economic operations, can also satisfy the capital relatively strong investor does not need their business can reap the benefits.So, this way is more and more accepted by everyone.But the financing lease, as a mode of operation, while it is possible to promote the enterprise economic development, but has inevitable risk management aspects.So, under the influence of the global economic crisis, the risks, especially financial risk review, management is more valued.At present in our country, the study of the risk of financing lease management has just started, so is all the more important significance for research of financing lease.The main purpose of this article lies in the operation mode of financing lease to make certain analysis and risk control aspect, some problems found to react accordingly and solving strategy, promote the further development of the enterprise.Due to the financing lease the
importance of risk analysis and control, this paper mainly from the
financing lease of operation mode and its risk analysis, find out the reasons, and put forward the corresponding appropriate solutions.This paper points four most: the first most of the financing lease research background, the specific meaning and theory;The second most mainly discusses the operation mode and risk of financing lease cause analysis;Third part is based on risk analysis of the current situation and problems, put forward feasible solutions of risk control play a role.Is the fourth most cases involved, through the analysis of the case, to explain the problems.