摘要:目前我国经济由高速转向中高速增长,近年来政府不断提出扩大内需的必要性,消费金融代表着新的消费方式,更是今后我国经济持续发展新的推动力量。随着消费金融从上世纪末发展到今天,消费金融在我国经济生活中的地位愈加重要。本文在目前消费金融发展现状的基础上,利用全国2006-2015年的经济发展数据,同时将全国分为东、中、西部三个代表地区,通过联立方程组模型进行实证分析,分析以消费、投资和进出口三个渠道进行分析。最后,本文提出了相关的政策建议。30408 毕业论文关键词:消费金融 投资 出口 消费
Research on the impact of consumer finance on China's economic growth
Abstract: At present, China's has slowed down the speed of economic growth,the government has put forward the necessity of expanding domestic demand. Consumer finance represents a new way of consumption, and is also the China's future sustained economic development of new driving force. With the development of consumer finance from the end of last century to the present day, the status of consumer finance in China's economic life is becoming more and more important. Based on the development of the current situation, I use the data of economic development in China during 2006-2015, and at the same time, the country is pided into East, central and western three representative regions, through the simultaneous equations model for empirical analysis. . I will be through consumption, investment and export three channels for analysis. Finally, the paper puts forward some policy suggestions.
Key words: consumer finance;investment;export;consumption;
目 录
摘要1
关键词1
Abstract1
Keywords1
引言(或绪论)1
一、研究背景及意义1
二、文献综述2
(一)消费理论2
(二)消费金融的界定2
(三)国内外消费信贷发展状况 2
(四)对家庭金融问题的研究3
三、我国消费金融发展现状及历程 3
(一)消费金融的定义3
(二)我国消费发展环境3
(三)我国消费金融发展状况4
1.我国消费金融发展历程4
2.我国消费金融市场构成特征6
3.我国消费金融市场机构组成6
四、我国消费金融对经济发展影响实证分析7
(一)模型建立与数据来源7
1.模型建立7
2.数据来源7
(二)消费金融对我国经济作用影响分析---基于投资渠道7
1.实证结果8
2.实证结果分析8
(三)消费金融对我国经济作用影响分析---基于消费渠道8
1.实证结果8
2.实证结果分析8
(四)消费金融对我国经济作用影响分析---基于出口渠道9
1.实证结果9
2.实证结果分析9
(五)总结9
五、建议10