浅析我国社会养老金缺口成因及解决对策
毕业论文关键词：养老金制度 养老金缺口 人口老龄化 转制成本 以房养老 养老金入市
Analysis on Reasons and Countermeasures of Pension Shortfalls in China
Abstract: With the rapid development of China's economy, people's living standards and quality has been improved. People pay more attention on pension issues, hoping to enjoy pension benefits after their retirement. common people are more aware of security However, with the reform of the pension system deepen, China has started to enter the aging society. Problems and contradictions have generated. Among them, the pension gap problem is the most serious. Pension gap has result in basic living of elderly who retired,leading their life without guarantee. Pension gap also seriously affect the development of China's pension insurance system. Based on the pension system, the pension gap, etc, the status pension system and the size of pension gap are explained.The thesis is going to analysis the causes of the pension gap.The pension shortfall is resulted by reform costs, aging and the flaw of the pension insurance system .From these factors, we propose the following measures to solve the pension gap: the establishment of a fair and impartial unified pension system, many ways to solve the restructuring costs, the implementation of flexible retirement system, improve the regulatory pensions, the housing endowment and pension market .
Key Words：Pension System Pension gap Aging Restructuring costs
Housing Endowment Pension market
目 录
一、文献回顾 - 1 -
（一）国外文献回顾 - 1 -
（二）国内文献回顾 - 2 -
二、我国的养老金制度 - 3 -
（一）我国养老金制度的概念及相关论述 - 3 -
（二）我国养老金制度的历史发展 - 4 -
三、我国社会养老金的缺口 - 4 -
（一）养老金缺口的定义 - 5 -
（二）我国社会养老金缺口现状 - 5 -
（三）我国养老金缺口的影响 - 6 -
四、我国社会养老金缺口的成因分析 - 6 -
（一）养老金转制成本是直接原因 - 7 -
（二）人口老龄化是外部原因 - 7 -
（三）养老保险制度缺陷是内因 - 9 -
五、解决我国社会养老金缺口的对策 - 11 -
（一）建立公平公正统一的养老保险制度 - 11 -
（二）多途径解决转制成本 - 12 -
上一篇：数据时代电子商务用户隐私安全研究
下一篇：跨国公司的发展趋势和我国的对策