摘要近年来新型农业主体融资困难，这很大程度阻碍了社会主义新农村的建设以及农业的发展。新型农业经营主体伴随着农业产业化的进程而出现，通过研究农业产业化的理论，可以找到新型农业主体融资难的原因。其中通过研究以龙头企业为代表的新型农业主体的融资问题，可以得出融资难的原因，提出对策。本文着重研究新型农业主体中龙头企业的融资问题,探讨南京市新型农业主体融资难的现状，并得出农业金融创新的结论。在本文中,首先进行理论分析与研究，接着结合南京傅家边科技集团的案例分析，得出结论。

经过研究,本文得出以下研究结论:42212

1 新型农业主体融资难的原因：（1）农业产业化合作模式单一；（2）农业主体风险意识淡薄，金融保险制度缺失；（3）缺乏充足有效的融资渠道；（4）缺乏完善的信用评价体系；（5）农村金融体制存在明显的制度缺陷。

2 政策建议：（1）政府加大对农业的财政支持；（2）加大制度创新,使融资渠道多元化；（3）鼓励龙头企业上市,利用直接融资的优势，从资本市场获得资金供给；（4）信用担保体系的建立；（5）大力发展农业现代化，优化农业产业结构,提高经营水平。

毕业论文关键词：龙头企业；农业产业化；农业金融创新；南京市  

 Discussion on the Difficulty of Financing of New Agricultural Management Main Body

Abstract     In recent years, the new agricultural body meet financing difficulties, which greatly hindered the construction of new socialist countryside and the development of agriculture. With the process of agricultural industrialization, the new agricultural management main body appears, through studying the theory of agricultural industrialization, it can find the reason why the new agricultural main body financing is difficult..Through the research to the leading enterprises as the representative of the new agricultural subject of the financing problem, can obtain the financing difficulty of the reason, put forward the countermeasures. This paper focuses on the financing of the leading enterprises in the new agricultural subjects, discusses the current situation of the new agricultural main financing in Nanjing, and draws the conclusion of the agricultural financial innovation. In this paper, first theoretical analysis and research, and then combined with Nanjing Fujiabian technology group, the case analysis, draw the conclusion.

After research, this paper draws the following conclusions:

1 the reasons for the new agricultural main financing difficulties: (1) agricultural industrialization cooperation mode is single. (2) the risk awareness of agricultural subject is weak, the lack of financial and insurance system. (3) the lack of adequate and effective financing channels. (4) the lack of a sound credit evaluation system. (5) there are obvious defects in the system of rural financial system.

2 policy recommendations: (1) the government to increase financial support for agriculture. (2) to increase institutional innovation, so that the persification of financing channels. (3) to encourage leading enterprises listed, the advantage of direct financing, access to funds from the capital market. (4) the establishment of credit guarantee system. (5) vigorously develop agricultural modernization, optimize the structure of agricultural industry, and improve the management level.

 Key Words: leading enterprises; agricultural industrialization; agricultural financial innovation; Nanjing City

 目  录

摘  要 I

Abstract II

目  录 IV

一 绪论 1