国际信贷案例分析设计创新融资案例
关键词：信用证； 创新融资
Abstract
As the economic globalization of the world develops rapidly, the economic trade contacts is frequent day by day among various countries. In the wake of the continuous development of the domestic economy, the domestic trade financing amount is rising, and varieties of innovative financial products emerge in endlessly. In the dazzling innovative financial products, international trade finance products based on international letters of credit are more widely used in international credit.The purpose of this paper is concluding the effective control of the innovation of the commercial banks off-balance-sheet trade financing risk through the analysis of the international credit financing innovation cases.Considering the practice development of the business,the methods of solving the difficulties of trade-finance by small and medium-sized enterprises are proposed purposefully. As we all known,solving this problem has practical significance.First of all,domestic commercial banks can better develop under the new circumstances of international trade financing business which becomes become more and more complicated.Secondly, as for small and medium-sized enterprise, it is the best way to bring about financing difficulties relief. Last but not least,it contributes to constantly improving the international trade between commercial banks and small and medium-sized enterprises.All is proved, innovation financing is adopted for cooperation and win-win.
Key words：Letter of credit；Innovation financing
目 录
摘 要Ⅰ
AbstractⅡ
一、信用证创新融资的基本情况1
㈠ 信用证创新融资的产生1
㈡ 信用证创新融资的现状2
二、创新融资案例具体分析2
㈠ 信用证创新融资案例的背景分析 2
㈡ 提出信用证创新融资的具体方案 3
㈢ 信用证创新融资案例分析总结 4
三、创新融资案例分析的意义5
㈠ 对我国商业银行的意义 5
㈡ 对我国中小企业的意义 6
四、创新融资的未来7
参考文献8
致 谢8
国际信贷案例分析设计——创新融资案例分析
近几年，各国经济贸易日趋频繁，国际金融环境愈变复杂，国内经济不断发展。中小企业如雨后春笋般不断冒出，为整个国民经济注入了新活力，改变了整体经济结构，密切了我国和世界各国经济的联系并加强了彼此之间的合作。随之而来的是中小企业日益旺盛的融资需求，资金的供应是否到位对中小企业的生死存亡起到了决定性作用。然而传统的融资方式由于贷款条件过高和费用较多已经无法适应中小企业融资需求过旺的现状了。因而企业的融资手段更灵活，商业银行的贷款方式也随之更新换代，各种创新融资的方式层出不穷，依托国际信用证的新型贸易融资产品在国际商业信用贷款中广受欢迎。本文主要是介绍信用证以及信用证融资的基本情况和发展现状，并通过选取实际中关于信用证创新融资的案例具体分析，得出其中有效缓解中小企业资金紧缺的问题，联合实际业务发展的具体情况有针对性地提出解决中小企业贸易融资困难的具体方案。同时也总结出有效控制商业银行表外贸易融资风险的创新融资方式。
上一篇：养猪行业产业链重构研究
下一篇：开征房产税对住宅行业的影响分析