摘要：随着中国可持续经济发展，为进一步提高城镇化程度，商品房人口不断增长，房地产业快速发展成为国民经济支柱产业之一。拥有巨大的投资、伴随着高度的风险、漫长的工作周期，是房地产开发企业作为资本密集企业的优缺点。随着国家政策取向，国际经济形势，金融市场波动等宏观经济环境的有限发展，使得金融风险成为现实，房地产开发业务发展需要被极其重视。导致其产生财务风险的原因有很多，其中筹资风险为本文研究的重点。本文以无锡鸿意房地产公司为例来进行分析，分别从筹资渠道，筹资结构和筹资决策三方面入手。了解房地产开发企业的筹资风险现状，分析风险产生原因，从而起到防范和降低筹资风险的目的。94453

毕业论文关键字：房地产开发企业，筹资风险，控制

Abstract:With China's sustainable economic development, in order to further improve the degree of urbanization, commercial housing population continues to grow, the rapid development of the real estate industry has become one of the pillar industries of the national economy。 Real estate as a capital - intensive industries, with investment, high risk, long cycle and other advantages。 With the national policy orientation, the international economic situation, financial market volatility and other macroeconomic environment of the limited development, making financial risks become a reality, real estate development business needs to attach great importance。There are many reasons for the financial risk of real estate development enterprises, among which the financing risk is the focus of this paper。This paper takes Wuxi Hongyi Real Estate Company as an example to analyze the financing channels, financing structure and financing decision。 Understand the current situation of financing risk of real estate development enterprises, analyze the causes of risk, and thus play a preventive and reduce the risk of financing purposes。

Key word:real estate development enterprises,financing risk, control 

目  录

1。 引言 3

2。 房地产开发企业筹资风险相关理论 3

2。1房地产开发企业筹资的含义 3

2。2房地产开发企业筹资的种类 3

2。2。1长、短期筹资 3

2。2。2直接筹集资金与间接筹集资金 4

2。3房地产开发企业筹资的渠道 4

3。 鸿意房产筹资风险现状 5

3。1鸿意房产概况 5

3。2鸿意筹资结构不合理 6

3。3鸿意筹资方式不合理 6

3。4鸿意内部资金调剂不合理 7

3。5鸿意经营过程中存在风险 7

4。 鸿意房产筹资风险原因 7

4。1鸿意筹资方式风险分析 7

4。2鸿意资金结构不合理筹资风险分析 8

4。3鸿意资金流动性筹资风险分析 8

4。4鸿意流动负债筹资风险分析 8

4。5鸿意筹资宏观政策风险分析 8

5。 鸿意房产防范和降低筹资风险的建议 9

5。1增加筹资渠道，降低筹资成本 9